The penalties for driving uninsured.

State penalties for driving without car insurance

Alabama

First offense: 45-day license suspension and/or up to a $500 fine; subsequent offense: up to $1,000 and/or suspension of license up to six months.

Alaska

First offense: 90-day driver’s license suspension; second offense: one-year driver’s license suspension.

Arizona

First offense: $250 fine, suspension of license up to three months; second offense within 36 months: mandatory fine of at least $500 and up to six-month suspension of license and registration; third offense within 36 months: mandatory fine of at least $750 and mandatory one-year suspension of license and registration.

Arkansas

First offense: $50 to $250 fine; second offense: $250 to $500 fine; subsequent offense: $500 to $1,000 fine and/or one year in jail.

California

First offense: $100 to $200 fine; subsequent offense within three years: $200 to $500 fine. Judge must impose greater fines if defendant fails to provide proof of insurance in court.

Colorado

First offense: $500 fine; subsequent offenses: $1,000 fine; sentence of up to 40 hours of community service also possible.

Connecticut

First offense: $35 fine; subsequent offenses: $50 fine.

Delaware

First offense: mandatory fine of $1,500 to $2,000 and license suspension for six months; subsequent offenses: $3,000 to $4,000 fine and six-month suspension of license and registration.

District of Columbia

First offense: $300 to $500 fine; subsequent offenses: $500 to $2,000 fine and/or up to 90 days in jail.

Florida

Suspension of registration and driver’s license if you fail to provide proof of insurance in court.

Georgia

$200 to $1,000 fine and/or up to one year in jail; suspension of registration until proof of insurance is provided and fees are paid.

Hawaii

First offense: $500 fine; subsequent offense: $2,500 fine; judge may suspend first offense fine and order community service at request of defendant.

Idaho

First offense: $75 fine; subsequent offenses: up to $1,000 fine and/or up to six months in jail.

Illinois

$500 to $1,000 fine and three-month driver’s license suspension.

Indiana

First offense: Court may suspend driver’s license or vehicle registration for one year; subsequent offenses within five years: suspension of driver’s license for one year.

Iowa

Citation and removal of license plates and registration receipt, possible impoundment of vehicle.

Kansas

First offense: $300 to $1,000 fine and/or up to six months in jail; subsequent convictions within three years: $800 to $2,500 fine; penalties may include driver’s license suspension and revocation of vehicle registration.

Kentucky

First offense: $500 to $1,000 fine and/or 90 days in jail; subsequent offenses within five years: $1,000 to $2,500 fine and/or 180 days in jail.

Louisiana

First offense: license plate impoundment and $50 reinstatement fee; second offense: $150 fine; subsequent convictions: $500 fine.

Maine

$100 to $500 fine and 30-day license and registration suspension.

Maryland

Registration suspension and $150 fine per vehicle without insurance for one to 30 days; after that, fine increases by $7 per day; maximum penalty of $2,500 for 12-month period.

Massachusetts

Up to $500 fine if no previous conviction or finding; otherwise $500 to $5,000 fine and/or up to one year in jail.

Michigan

$200 to $500 fine and/or up to one year in jail.

Minnesota

First offense: $200 to $1,000 fine and/or up to 90 days in jail; subsequent conviction within 10 years: $200 to $3,000 fine and/or up to one year in jail.

Mississippi

$500 fine and up to one-year license suspension.

Missouri

Suspension of driver’s license or assessment of four points on driver’s license.

Montana

First offense: $250 to $500 fine and/or 10 days in jail; second offense in five years: $350 fine and/or 10 days in jail, surrender and suspension of registration and license plates until proof of compliance is furnished; third or subsequent offense within five years: $500 fine and/or up to six months in jail, surrender and suspension of registration of license plates until proof is furnished; fourth offense: surrender and suspension of driver’s license.

Nebraska

Driver’s license suspension.

Nevada

Up to $1,000 fine; civil penalties of $600 to $1,000, suspension of license and registration.

New Jersey

First offense: $300 to $1,000 fine, community service and forfeiture of the right to operate a motor vehicle for one year; subsequent convictions: 14 days in jail and forfeiture to operator motor vehicle for two years, up to $5,000 fine and 30 days community service.

New Mexico

Up to $300 fine and registration suspension.

New York

$150 to $1,500 fine and/or up to 15 days in jail, plus $750 civil penalty.

North Carolina

First offense: $50 fine and revocation of vehicle registration of 30 days; second offense within three years: $100; third offense: $150.

North Dakota

First offense: minimum $150 fine and revocation or suspension of registration until proof of insurance is provided; subsequent offense within 18 months: minimum $300 fine.

Ohio

First offense: revocation of registration, $75 fine and three-month driver license suspension; second offense in five years: one-year license suspension; subsequent violations: two-year license suspension.

Oklahoma

Up to $250 fine and/or up to 30 days in jail; suspension of driving privileges until reinstatement fee is paid and proof of insurance furnished.

Oregon

License suspension or registration revocation.

Pennsylvania

$300 fine, three-month suspension of driver’s license and registration.

Rhode Island

First offense: $100 to $500 fine and up to three-month license and registration suspension; second offense: $500 fine and up to six-month suspension; third and subsequent offense: $1,000 fine and up to one year suspension.

South Carolina

First offense: $100 to $200 fine or up to 30 days in jail; second offense within five years: $200 fine and/or 30 days in jail; third or subsequent offense within five years: 45 days to six months in jail.

South Dakota

30-day to one-year driver’s license suspension.

Tennessee

Up to $100 fine.

Texas

First offense: $175 to $350 fine; subsequent offenses: $350 to $2,000 fine.

Utah

First offense: $400 fine; subsequent offense within three years: $1,000 fine and driver’s license suspension until proof of insurance furnished.

Vermont

$100 fine and driver’s license suspension until supplying proof of insurance.

Virginia

Driver license and vehicle registration suspension.

Washington

Up to $250 fine or community restitution.

West Virginia

First offense: $200 to $5,000 fine, 30-day driver’s license suspension, revocation of vehicle registration until proof of insurance provided; subsequent offense: $200 to $5,000 fine and/or 15 days to one year in jail.

Wisconsin

Up to $5,000 fine.

 Information from  PCI  Insure.com research

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