Do not attempt to drive your car without coverage

According to the government, driving is a privilege and not a necessity. Sadly, it is an essential need for many people who live in areas that are more rural and rely on driving as the only means of transportation. With the exception of New Hampshire, all states require drivers to carry some form of assurance or financial proof in order to enjoy this freedom. If you get pulled over by the law enforcement and cannot provide any proof, you will be subjected to a violation ticket. Depending on your residing state, the violation can cost between $300 to $2,500. If you think about it, $2,500 can equal to your annual premium. Unless you can show proof of financial responsibility within the 24-hour time frame, your license will be suspended until you can provide evidence that you have some sort of minimal protection as stated by the regulations. In addition, your automobile registration may also be suspended, or worse, impounded. If you do not know what the impounding lot works, every day your vehicle is charged an expensive fee. This whole ordeal of trying to save a few dollars can actually land you in even more financial turmoil. Moreover, when you can start affording policy again, you may need to jump through your state’s requirements before any providers accept your application. In the worst case scenario, you will need to submit an SR form. Once this is attached to your profile, you will find that some companies will deny you for no reason. Others will charge you a considerably more expensive plan for the next 2 to 3 years depending on your credit history and driving record. So whatever you do, do not attempt to drive without coverage.

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